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Programs

Financial Literacy 
workshops 

Meet with one of our Financial Counselors and get a handle on your specific financial situation. This can be a group workshop, a family meeting or one-to-one counseling for budgets, debt management, or retirement plans.

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Appointment can cover:

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  • Budgeting

  • Debt Management

  • Retirement Planning - TSP & the New BRS

  • Credit Reports / Scores

  • Consumer Complaints

  • Food Assistance

  • Investment Questions

  • Home Buying Questions

  • Car Buying Questions

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Texas Homeowner Assistance program

What is TXHAF?

Texas Homeowner Assistance can help you by providing grants to pay for housing expenses that are overdue. They are:

This program was created to help the Texas homeowner, who is struggling to pay housing-related bills due to some type of financial hardship caused by the COVID 19 pandemic. The program is managed by the Texas Department of Housing and Community Affairs (TDHCA) and this is where you'll apply for mortgage assistance in Texas. The Texas Homeowner Assistance Program falls under a larger federal program called the Homeowner Assistance Fund (HAF).

Mortgage Program

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  • Provides assistance to eligible Texas homeowners with qualified hardships to pay past due mortgage payments and, in some cases, up to three (3) months of future payments, including eligible amounts advanced by a mortgage servicer.

  • Maximum assistance of $65,000 per household.

 

Property Charges

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  • Provides assistance to eligible Texas homeowners with qualified hardships to pay past due property taxes, property insurance and past due mortgage statement, property tax statement, insurance statement, and/or homeowner/condo association fees.

  • Of the maximum $65,000 available per household, up to $25,000 can be used for property charge defaults.

 

Utility Payment Assistance

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  • Provides assistance to eligible Texas homeowners with qualified hardships to pay past due utility bills and up to three (3) months of prospective payments.

  • Of the maximum $65,000 available per household, up to $10,000 can be used for utility assistance (inclusive of past due balance and prospective assistance).

  • Eligible utilities include electricity, gas, propane, water, and wastewater.

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